IOC Trust Bank



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Bank of Innovation
& Customer Fulfilment

Our story began back in 1973 when we saw an opportunity to give people from different parts of the world a fairer deal. We challenged the banking status quo at the time by providing responsible and affordable lending. Through a series of mergers with like-minded credit unions and acquisitions, we created the powerful force that is IOC Trust Bank today. This growth and success lets us reinvest in our business, deepen our relationships with our customers, champion great causes, and build stronger communities. We’ve changed a lot over the years - and today we offer much more than just lending - but we’re still driven by a passionate and genuine desire to enrich our customers’ lives.

  • 01


    We are here to help you achieve your long and short term goals.

  • 02


    We believe in underpromising and overperformance.

  • 03


    Our main goal is to keep Customers returning and referrals coming.

  • Mission

  • Vision


    Core Value


A Great
Mission Statement

Welcome to one of the most innovative customer-owned banks. Something we’re incredibly proud of, to be frank. It means we’re focused on making customers our priority. Improving our products and services, not shareholder majority.

Few Interesting Numbers

Numbers that speak about banking service.

Our Network

386 Branches around the world


More than 28.5 million customers


3.6k professional employees

Loans Disbursed

1.4 Billion so far

Better Value
Banking Experience

Over the years we have witnessed an uptrend in demand for unconventional services and this has been the fuelling power for innovative services.


Report for the Year 2021

Awards & Major Achivements

Most recent achievements.

Bank of the Year

  • Year: 2020-2021
  • Award by: Stockholm Business Bureau

Best Commercial
Bank Award

  • Year: 2017-2018
  • Award by: Hong Kong Commerce Board

Best Private Bank

  • Year: 2018-2019
  • Award by: Los Vegas Business Time

Banker’s Bank of the
Year Awards

  • Year: 2014-2015
  • Award by: HongKong Commerce Board